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Change story 21 stories · 2026-09-29 selected

Finance & funding

The digital euro: what is being tested behind the payment button?

Story summary

You tap once to pay, but several institutions work behind the scenes. Add receipts and refunds, and that one button represents quite an organization. How will the digital euro test these connections?

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Releases linked to this story

A linked official release date has not yet been confirmed.
The questions below explain what to check in the next available evidence.

Questions for the next release 3

  1. Which participants and features are selected for actual experiments?

    When to check
    When participants are selected and technical documents published

    Comparison evidence
    Compare the same items in the official sources linked here with subsequent releases.
    What would change the assessment
    If participation is limited or the tests fail to demonstrate that common standards work, the recruitment round may have only a narrow connection to actual payment services.
    Check the official follow-up source →

    Follow-up evidence not reviewed · Outcome not assessed

  2. What do proofs of concept and results reports show about interoperability and user experience?

    When to check
    When 2027 test results are published

    Comparison evidence
    Compare the same items in the official sources linked here with subsequent releases.
    What would change the assessment
    If participation is limited or the tests fail to demonstrate that common standards work, the recruitment round may have only a narrow connection to actual payment services.
    Check the official follow-up source →

    Follow-up evidence not reviewed · Outcome not assessed

  3. How do EU legislation and the issuance decision reflect the experimental results?

    When to check
    When relevant legislation or ECB decisions are published

    Comparison evidence
    Compare the same items in the official sources linked here with subsequent releases.
    What would change the assessment
    If participation is limited or the tests fail to demonstrate that common standards work, the recruitment round may have only a narrow connection to actual payment services.
    Check the official follow-up source →

    Follow-up evidence not reviewed · Outcome not assessed

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